• Email the purchase contract and MLS feature sheet to your mortgage broker or bank immediately.

• Respond promptly to any follow-up document requests.

• Delays at this stage can risk financing approval and cause you to miss condition deadlines.

Want to learn more about the mortgage process? Here are helpful resources for Canadian home buyers:

• CMHC: What you need to know about mortgage loan insurance

• RECA: Mortgage Brokerage Guide (for Alberta buyers)

• First-Time Home Buyer Incentive – Government of Canada Program

• Deposit must be paid to the listing brokerage, as outlined in your contract.

• Typical deadline: within 1–3 business days.

• Acceptable methods:

  • Bank Draft

  • E-transfer (if accepted by the brokerage)

  • Payload (a secure online deposit platform; up to $500,000, $15 fee)

• Contact us before sending your deposit to confirm instructions.

• Note: If you remove conditions and then cancel, the deposit is non-refundable.

• Must be completed before your condition deadline.

• Inspector must be licensed with RECA.

• A buyer or representative must attend the inspection.

• You may also:

  • Take measurements

  • Bring contractors for quotes

  • Finalize renovation plans

• After conditions are removed, you won’t have access to the property until possession.

Recommended Inspectors

TJ Consulting & Inspections Inc.  

 Terry Martiniuk | (780) 915-4040 

North 49 Home Inspectors

David Bier | (780) 868-2796

Brent Pudruzny | (780) 221-3569

FXC Inspections

Janek Surowiec | (403) 597-0956 

Pillar To Post 

Calvin Schatschneider

 (780) 361-4900 | calvin.schatschneider@pillartopost.com

If your offer includes a Condominium Document Review Condition, your agent will request the documents.

• Realtors cannot review condo documents for you.

• We recommend licensed reviewers:

  • Condo Check | (403) 509-2462 | condo-check.com

  • Condo First Check | (780) 920-5552 | condofirstreview.com

  • Condominium Document Review | condodocreview.com

• Once your mortgage is approved, ask your lender: "When will instructions be sent to my lawyer?"

• Your lawyer will contact you once they receive them.

  
  

• Your mortgage broker will need your lawyer’s contact info.

• The lawyer will reach out once they receive mortgage instructions.

• Choose based on service and reputation—not just price.

Recommended Real Estate Lawyers in Edmonton

We’ve worked with many lawyers across the city, but here are three trusted professionals our clients have had excellent experiences with:

- Christopher G. Taskey – Barrister & Solicitor 

Phone: (780) 424-3558 Website: taskeylaw.ca

16815 117 Ave NW #220, Edmonton, AB T5M 3V6 

- Shounak Mehta – Juriscorp Law Offices 

Phone: (780) 430-2826 Email: smehta@juriscorplaw.ca Website: juriscorplaw.ca

200, 5324 Calgary Trail, Edmonton, AB T6H 4J8 

- Ranbir Sidhu – R.K. Sidhu Professional Corporation

Phone: (780) 450-0945 Fax: (780) 490-5353 Email: sidhu@sidhulaw.com Website: sidhulaw.com

 6147 - 28 Avenue NW, Edmonton, AB T6L 6N5

Derrick Hwang, Bosecke Law LLP

ph. 780.469.0494 ext. 243  e. d.hwang@edmontonlaw.ca 

https://www.edmontonlaw.ca/

Arrange Home Insurance

If you have a mortgage, home insurance is required by your lender. Set up your policy to begin on your possession date. Make sure to send your lawyer a copy of the insurance binder before closing, as it’s needed to complete the transaction.

• Mandatory if you have a mortgage.

• Coverage must start on possession day.

• Provide your lawyer with an insurance binder before closing.

Recommended Insurance Brokers

• Barbara Bruyere – BrokerLink

  • Email: bbruyere@brokerlink.ca

  • Phone: (403) 225-5120

  • Website: BrokerLink Glenmore Trail

• Kat Zhivodrova – Allstate Insurance

  • Phone: (587) 409-5965 / (780) 643-4720 ext. 5010

  • Website: Allstate Agent Profile

• Shanna Carruthers – InsureLine (Premier)

  • Phone: (780) 439-5927 / (587) 416-0193

  • Website: InsureLine Premier – Shanna Carruthers

Secure your moving company well in advance to ensure availability. While keys are typically released around noon on possession day, delays can happen—especially if the mortgage funds haven’t been delivered to the seller’s lawyer on time. To avoid stress and extra charges, it’s best to schedule your move for later in the afternoon or even the following day.

• Book movers well in advance.

• Avoid scheduling for the morning of possession in case of delays.

• Afternoon or next-day moves are recommended.

Recommended Moving Companies in Edmonton 

AAA Rightway Moving & Storage LTD

https://www.aaarightwaymoving.com

ASR Moving

https://www.asrmoving.ca

Action Moving & Storage

https://www.actionmoving.ca

Home Depot Truck Rental (for small moves)

https://www.homedepot.ca/en/home/tool-and-vehicle-rental/truck-rental.html

U-Hall 

U-Haul: Your moving and storage resource

Have utilities activated to start on possession day:

• EPCOR (Water & Power) – epcor.com

• ENMAX – enmax.com

• ATCO (Natural Gas) – atco.com

• Direct Energy – directenergy.ca

• Peace Power – peacepower.ca

• ACN Canada – acn.com                                                                                   ACN provides essential services such as phone service, wireless, Internet, natural gas and electricity, security and automation, television, and more through the direct selling business model. 

Tip: Schedule internet and cable a day after possession, in case of entry delays.

Update your address for:

• Driver’s license (Service Alberta)

• Banks and credit cards

• Insurance and employer

• Schools or daycare

• Online accounts

• Canada Post Mail Forwarding – canadapost.ca