PART ONE 

PART TWO

Faye Afshar, CFP- SENIOR EXECUTIVE FINANCIAL CONSULTANT INVESTORS GROUP FINANCIAL SERVICES INC., I.G. INSURANCE SERVICES INC. B.A., CFP, RRC Future interest rate hikes are inevitable and mean certain people will not qualify for as big of a house as they previously sought to buy. Nevertheless, the new federal "stress test" will provide safeguards to help mortgage holders weather the changes. Under the measures introduced last October, a borrower had to be approved against a rate of 4.64 per cent for a five-year loan. This was the case even though many lenders are offering much lower rates. As of now, that rate is now 4.84 per cent. Should you even be thinking of buying a house, please do not wait until it is too late. You may at least get your qualification in place to secure the current rates. You have 3 months to decide after if buying is the right move for you or not. Please contact me at 780-953-0723