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Haddow in the Terwillegar Heights

Haddow is an amazing neighborhood because it offers the perfect balance of nature, convenience, and community. Located in southwest Edmonton, it sits just off Anthony Henday Drive, making it ideal for commuters while still feeling peaceful and tucked away. The neighborhood is known for its beautiful walking and biking trails, including direct access to the river valley and paths leading to Cameron Heights and Terwillegar Dog Park.

Families love Haddow for its large lots, mature trees, and quiet streets, along with nearby top-rated schools and two outdoor hockey rinks. At the heart of the community is Haddow Park—a spacious green space perfect for year-round activities. Residents enjoy proximity to shopping and amenities at Currents of Windermere, Riverbend Square, and Terwillegar Rec Centre.

Most homes are well-built single-family properties, ranging from $450,000 to multi-million-dollar estates, offering something for a range of lifestyles. With its strong community league, outdoor lifestyle, excellent location, and scenic surroundings, Haddow is one of Edmonton’s most desirable places to live.

Living in Haddow: Parks, Schools, Recreation, and More Within 5 km

Haddow is one of southwest Edmonton’s most desirable communities, offering a unique mix of natural beauty, strong infrastructure, and top-tier amenities. Here's what makes Haddow an exceptional place to call home:

Parks and Trails

  • Haddow Park: Large community park with a playground, sports fields, winter skating rink, and tobogganing hill.

  • Henderson Estates Park and Falconer Heights Park: Smaller nearby parks offering additional green space and playgrounds.

  • Cameron Heights Trails and Wedgewood Ravine: Excellent for walking, jogging, and cycling, with direct access from Haddow over the Anthony Henday bridge.

  • Terwillegar Park and Terwillegar Dog Park: Just a short distance via the connected trail system, perfect for dog owners and outdoor enthusiasts.

Recreation Centres

  • Terwillegar Recreation Centre: Full-service facility with aquatics, waterslides, NHL-size ice rinks, gym, and fitness studio. Located just minutes away and serves as the main rec centre for Haddow and surrounding communities.

  • Ridge Community League: Active local league supporting hockey rinks, community events, and family programs right in Haddow.

Schools Near Haddow

  • Lillian Osborne High School: A top-rated public high school with strong academic and extracurricular programs.

  • Brookside School: Elementary school located nearby, known for its supportive learning environment.

  • Riverbend Junior High School: Serves many families in Haddow with excellent middle school programs.

  • Other nearby schools include Esther Starkman School, George H. Luck School, and Archbishop Joseph MacNeil Catholic School.

Shopping and Services

  • Currents of Windermere: Major shopping destination offering big-box stores, restaurants, and a movie theatre.

  • Riverbend Square and 23rd Avenue Shopping District: Includes grocery stores, pharmacies, restaurants, and professional services.

  • Terwillegar Professional Centre: Home to clinics, dental offices, salons, and essential services for daily convenience.

Transportation and Accessibility

  • Anthony Henday Drive: Quick access for commuters traveling across the city or to the airport.

  • Terwillegar Drive and Whitemud Drive: Main routes for heading to the University of Alberta, downtown, and west Edmonton.

  • Extensive trail and road networks make the area walkable, bike-friendly, and well-connected.

Real Estate and Lifestyle

  • Home Styles: Mostly single-family detached homes with some duplexes and townhomes. Large lots and mature landscaping are common.

  • Price Range: Homes typically range from $450,000 to over $2 million depending on size, condition, and lot location.

  • Community Feel: Family-oriented, outdoor lifestyle, with strong neighborhood ties and an active community league.

  • No HOA: Haddow does not have a formal Homeowners Association. The Ridge Community League supports local facilities and events through an optional annual membership.

Your Southwest Edmonton Real Estate Expert

If you're considering a move to Haddow, Greater Terwillegar, or Greater Windermere, work with a local expert who knows the area inside and out.

Nooran Ostadeian | RE/MAX Elite
📍 Office: 302, 5083 Windermere Blvd SW, Edmonton, AB
📞 Call/Text: 780-953-0723
🌐 realtyedmonton.ca | nooranrealty.com
💬 Fluent in English, Persian, and German

I specialize in helping buyers and sellers navigate the southwest Edmonton real estate market with confidence, clarity, and care. Contact me today to get started.

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Are Canadian Home Sales Going Up in 2025? May Market Update

May 2025 saw the first month-over-month increase in Canadian home sales since November 2024, marking a 3.6 % rise from April as national buyer confidence regained traction after several months of hesitation. Key markets stirring the rebound include Toronto, Calgary, Ottawa—and promising ripples are showing here in Edmonton.

What the CREA Report Tells Us

  • National rebound: May marked a 3.6 % rise in seasonally adjusted home sales—the first uptick since last November—while new listings climbed 3.1 % month-over-month.

  • Market context: Though sales are still around 4 to 4.3 % below last May, this momentum suggests pent-up demand is finally emerging.

  • Pricing trends: The MLS® Home Price Index dipped only 0.2 % month-over-month. The national average sale price hovered near $691,300—down about 1.8 % compared to May 2024.

  • Market outlook: While this is “just one good month,” it may mark the beginning of a delayed rebound.

Spotlight on Edmonton

While the CREA article focused on national data, Edmonton’s market remains strong and encouraging:

  • May 2025 Edmonton stats:

    • Average sold price in the Capital Region reached approximately $464,277, up 5.2 % year-over-year.

    • Benchmark prices set new records around $439,100, reflecting a 9.8 % annual increase.

    • Sales volume increased 9.5 % month-over-month, with nearly 3,000 properties sold.

    • The sales-to-new-listings ratio remains near 60 %, signaling a solid seller’s market that is gradually moving toward balance.

  • Segment performance:

    • Detached homes averaged $579,000, up 6.1 % year-over-year.

    • Condominiums averaged $214,000, up 3.5 %.

    • Townhouses came in around $307,000, up 4.1 %.

    • Inventory is still tight, and months of supply remain low—supporting stable price growth.

Why This Matters for Edmonton Buyers & Sellers

  • Buyers: With buyer confidence returning across the country and prices inching up locally, it’s a smart time to move before interest-rate relief brings more competition.

  • Sellers: Strong demand, low supply, and rising benchmarks make this an excellent time to list.

  • Investors and first-time buyers: Edmonton remains one of the most affordable major cities in Canada, offering excellent value and long-term potential.\

Your Trusted Edmonton REALTOR®
Nooran Ostadeian
REALTOR® | RE/MAX Elite Windermere
📍 Serving Edmonton & Surrounding Areas

📧 Email: Nooran@RealtyEdmonton.ca
📞 Direct: 780-953-0723
🏢 Office: 304 Windermere Blvd, Edmonton, Alberta, T6W 2P2
🔗 RealtyEdmonton.ca

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Big News for First-Time Home Buyers in Canada: Up to $50,000 GST Rebate on New Homes

The Canadian federal government has introduced a significant incentive for first-time home buyers: a new GST rebate on newly built homes, effective immediately. This initiative aims to make homeownership more affordable and stimulate new home construction across the country.

What Is the First-Time Home Buyers’ GST Rebate?

Announced on May 27, 2025, the First-Time Home Buyers’ GST Rebate (FTHB GST Rebate) offers substantial tax relief:

  • 100% GST rebate on new homes priced up to $1 million, which can save buyers up to $50,000

  • Partial rebate for homes priced between $1 million and $1.5 million, reduced on a sliding scale

  • No rebate for homes priced at $1.5 million or more

This measure is expected to provide nearly $4 billion in tax savings to Canadians over the next five years.

Who Qualifies?

To be eligible for the FTHB GST Rebate, you must:

  • Be a first-time home buyer, meaning you haven’t owned a home in the current or previous four calendar years

  • Be at least 18 years old

  • Be a Canadian citizen or permanent resident

  • Intend to use the home as your primary residence

  • Be the first occupant of the home

Eligible properties include newly constructed homes from builders, owner-built homes, and some cooperative housing units.

Key Dates to Remember

Purchase agreements must be signed on or after May 27, 2025, and before 2031. Construction must begin before 2031 and be substantially completed by 2036.

What This Means for the Market

This rebate is expected to increase demand for newly built homes—especially among first-time buyers. That may lead to rising home prices as more buyers enter the market, which could impact inventory and affordability across all price points.

Even if you're not a first-time buyer, this policy will likely influence market trends, making it a great time to reassess your real estate plans.

Let’s Talk About Your Homeownership Goals

Navigating the market is easier when you have the right guidance. Whether you're planning to buy your first home, invest, or move up, I’m here to help you understand how this new rebate might fit into your strategy.

Feel free to reach out for a conversation. No pressure, just honest advice.

Contact Nooran Ostadeian

REALTOR®, RE/MAX Elite
Call or Text: 780-953-0723
Website: realtyedmonton.ca | nooranrealty.com
Office: RE/MAX Elite Windermere, 5083 Windermere Blvd SW #302, Edmonton, AB T6W 0J5
Email: nooran@realtyedmonton.ca

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Edmonton Real Estate in May 2025:                                 Why Sellers Are Winning Right Now

Edmonton Real Estate Market – May 2025 Update: A Strong Seller’s Market

Imagine you're shopping for a home in Edmonton this May. You’ve been pre-approved, you're excited, but you're quickly realizing… you’re not the only one!

Homes are selling fast — most within about 30 days, sometimes even faster if the house is well-priced and shows well. Think of a nice detached home in Terwillegar or Windermere — if it's listed on a Thursday, it might have multiple offers by Sunday.

Now, let’s say you're looking at a single-family home. Back in 2024, a decent one might’ve cost you around $530,000. But today? It’s closer to $585,000. That’s a $55,000 jump in one year. So, if you're waiting for prices to drop… they haven't.

Sellers are in a strong position. Many are getting top dollar, especially if the property is move-in ready or renovated. For example, a home with a finished basement, newer roof, and backing onto a park could get 3-5 offers — maybe even more.

One of my clients listed a clean, well-kept home in the southwest. We had 10 showings in 3 days and 2 offers — it sold above asking.

So what kind of market is this?

It’s a seller’s market — which means:

  • Sellers have the upper hand

  • Buyers must act fast

  • Homes are appreciating in value

Even condos and townhouses — usually slower to grow — are catching up. A basic condo that used to sell for $200K might now be going for $218K or more.

Summary:

  • There are more buyers than good listings.

  • Prices are going up.

  • Sellers are happy.

  • Buyers need to be quick, pre-approved, and competitive.

Nooran Ostadeian
REALTOR® | RE/MAX Elite – Edmonton
📞 780-953-0723
📧 Nooran@realtyedmonton.ca
🌐 realtyedmonton.ca | nooranrealty.com
📍 Windermere Office: 5083 Windermere Blvd SW #302, Edmonton, AB T6W 0J5
⭐ Google Reviews | RankMyAgent

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What the Tariff Means for Buyers
  1. New Home Prices May Go Up
    Builders relying on imported materials (like kitchen cabinets, flooring, plumbing fixtures) may raise prices to offset their costs. This could make brand-new homes more expensive than expected — even in early construction stages.

  2. Delays in New Construction
    Some builders may delay new home releases or slow down completions due to higher material costs or supply issues. If you're hoping to move soon, this could affect your plans.

  3. Resale Homes May Offer Better Value
    Well-maintained, move-in ready resale homes might become more attractive — offering immediate possession, stable pricing, and no construction headaches.

🧭 What You Should Do as a Buyer

  • Get Fully Pre-Approved
    In a shifting market, having strong financing gives you confidence — and negotiating power.

  • Compare New Builds vs Resale
    You may be surprised how much more value a resale home offers, especially in established Edmonton neighborhoods like Terwillegar, Windermere, and Riverbend.

  • Watch for Well-Maintained Homes
    Properties that don’t require costly upgrades will save you money — especially now, with renovation materials also rising in price.

🤝 How I Help You Make the Right Move

As a local Edmonton REALTOR® with over 17 years of experience, I can:

✔️ Guide you through smart buying decisions
✔️ Provide insider knowledge on builder incentives, price shifts, & timelines
✔️ Recommend trusted home inspectors & mortgage partners
✔️ Show you both new builds and hidden gems in the resale market
✔️ Negotiate to get the best terms for your purchase

Buying a home is one of your biggest investments. Let’s make sure it’s a smart one — even in a changing market.

📲 Reach out today for a personalized home search or buying consultation.
Call/Text 780-953-0723 or visit nooranrealty.com

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Edmonton Real Estate Market Update: February 2025 Trends

The Edmonton real estate market is constantly evolving, and February 2025 is no exception. Whether you’re a homebuyer, seller, or investor, understanding the latest trends can help you make informed decisions.

1. Home Prices & Sales Activity

Single-family homes saw a moderate price increase due to strong demand in desirable neighborhoods like Windermere, Terwillegar, and the University area.

Condo sales remain stable, with affordable options attracting first-time buyers.

Inventory levels are slightly higher than last month, giving buyers more choices.

2. Interest Rates & Market Impact

With mortgage rates hovering around 5-6%, affordability remains a key factor.

Buyers are more strategic, focusing on move-in-ready homes and competitive pricing.

3. Seller & Buyer Tips

Sellers: Invest in staging, professional photography, and strategic pricing to stand out.

Buyers: Be prepared with pre-approval and move quickly on well-priced homes.

Final Thoughts

The Edmonton housing market remains strong, with great opportunities for both buyers and sellers. If you're considering a move, having an experienced agent by your side makes all the difference.

Contact Nooran Ostadeian today for expert advice and personalized real estate solutions.

Keywords: Edmonton real estate market update, home prices in Edmonton, real estate trends 2025, buying a home in Edmonton, selling a home in Edmonton.

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Review your mortgage NOW!

Review Your Mortgage NOW! Edmonton Homebuyers and Owners Must Act Fast

With changes in Edmonton’s real estate market and evolving mortgage rules, reviewing your mortgage today is critical to protecting your financial future. As new regulations tighten lending criteria, many potential homebuyers, mortgage renewers, and property investors may find themselves unable to qualify for financing. Don’t wait until it’s too late—take action now.

Who Will Be Affected in Edmonton?

The latest market trends and lending policies are impacting a wide range of borrowers:

  • Mortgage Renewals in the Next 12–20 Months: Review your options before renewal deadlines to avoid surprises under stricter conditions.

  • Homebuyers in the Next 12 Months: Qualify under today’s rules before they change, especially if you’re a first-time buyer.

  • Those Refinancing Mortgages: Secure current rates and terms while they’re still accessible.

  • Rental Property Investors: Rising rates and stricter income qualifications affect your ability to expand your portfolio.

  • Future Retirees with Home Equity: New rules focus on income over equity, making pre-retirement planning crucial.


Why You Need to Act Now

With fears of tighter qualifications and potential interest rate hikes, many Edmonton buyers are rushing to enter the market. By securing a purchase agreement or renewing a mortgage under current conditions, you can protect your buying power.

Experts predict temporary spikes in real estate sales as buyers rush to secure properties before stricter rules take effect. However, a slower market may follow due to reduced buyer eligibility. If you’re on the fence about buying or investing, now is the time to act.

What Does This Mean for Edmonton’s Real Estate Market?

The Edmonton real estate market plays a significant role in the city’s economy. Slower home sales could reduce spending on home-related purchases like appliances, furniture, and renovations. This could impact broader economic growth in Alberta.

However, rental properties remain a strong investment, with housing demand shifting as fewer buyers qualify for mortgages.

Next Steps for Edmonton Homeowners and Buyers

  1. Consult a Mortgage Professional: An experienced broker can review your financial situation and explain how new rules may affect you.

  2. Explore Real Estate Options: If you’re considering buying or selling in Edmonton, consult a trusted REALTOR® to navigate the market.

  3. Act Before Changes Take Effect: Whether renewing, refinancing, or buying, moving quickly ensures you secure current rates and terms.

Take Control of Your Financial Future

Edmonton’s real estate market is evolving, and staying informed is critical to making the best decisions for your situation. Speak with a mortgage professional or REALTOR® today to review your options and secure your financial goals.

📞 Call/Text: 780-953-0723
🌐 Website: realtyedmonton.ca
Nooran Ostadeian | RE/MAX Elite – Your trusted expert in Edmonton real estate.

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CMHC’s New Infill Development Rules for Multi-Family Homes

What the New Mortgage Rules and CMHC Infill Guidelines Mean for Edmonton’s Real Estate Market

The Canadian mortgage and housing landscape is evolving with new rules aimed at balancing affordability and accessibility. Recent changes to mortgage lending regulations and the Canada Mortgage and Housing Corporation (CMHC) guidelines for infill development in multi-family homes are creating ripples in Edmonton’s real estate market. These updates have significant implications for buyers, sellers, and investors navigating the housing market in Edmonton.

Understanding the New Mortgage Rules

The federal government’s latest mortgage policies aim to address concerns around borrowing limits and housing market stability. Key changes include:

  1. Tighter Stress Test Requirements: Borrowers must qualify for higher rates to ensure they can manage future interest rate increases. This could lower the maximum mortgage amounts buyers can access.

  2. Impacts on First-Time Buyers: These stricter guidelines may make it harder for first-time buyers to enter the market but will encourage more prudent financial planning.

  3. Refinancing Challenges: Homeowners looking to refinance their properties may face limitations as lenders adjust their criteria to align with new regulations.

For Edmonton buyers, this means understanding borrowing capacity is more critical than ever, especially as the local housing market continues to see demand for both affordable and luxury homes.

CMHC’s New Infill Development Rules for Multi-Family Homes

The CMHC has updated its guidelines to encourage urban densification and affordable housing development. These changes focus on infill developments in multi-family housing, which are crucial for Edmonton’s growing population and urban sprawl challenges.

Key Points of the New Infill Guidelines:

  1. Increased Loan Limits: CMHC now offers higher loan-to-value ratios for developers building multi-family homes, making it easier to finance these projects.

  2. Simplified Approval Process: Developers can navigate red tape faster, reducing costs and timelines for building affordable multi-family units.

  3. Sustainability Focus: New rules incentivize energy-efficient and sustainable building designs, aligning with Edmonton’s green initiatives.

These updates aim to boost housing supply, particularly in urban cores, offering more options for families, professionals, and investors interested in Edmonton’s infill properties.

What This Means for Edmonton’s Real Estate Market

For buyers, these changes may require adjusting expectations regarding mortgage affordability and property types. Multi-family homes, especially in infill developments, present an attractive option for those priced out of single-family homes.

For sellers, understanding these shifts can help in setting competitive pricing and marketing properties effectively to meet new buyer needs.

For investors, the updated CMHC infill rules open opportunities in Edmonton’s urban neighborhoods. Investing in multi-family developments could yield strong returns while meeting the demand for affordable housing.

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What the New Mortgage Rules and CMHC Infill Guidelines Mean for Edmonton’s Real Estate Market

The Canadian mortgage and housing landscape is evolving with new rules aimed at balancing affordability and accessibility. Recent changes to mortgage lending regulations and the Canada Mortgage and Housing Corporation (CMHC) guidelines for infill development in multi-family homes are creating ripples in Edmonton’s real estate market. These updates have significant implications for buyers, sellers, and investors navigating the housing market in Edmonton.

Understanding the New Mortgage Rules

The federal government’s latest mortgage policies aim to address concerns around borrowing limits and housing market stability. Key changes include:

  1. Tighter Stress Test Requirements: Borrowers must qualify for higher rates to ensure they can manage future interest rate increases. This could lower the maximum mortgage amounts buyers can access.

  2. Impacts on First-Time Buyers: These stricter guidelines may make it harder for first-time buyers to enter the market but will encourage more prudent financial planning.

  3. Refinancing Challenges: Homeowners looking to refinance their properties may face limitations as lenders adjust their criteria to align with new regulations.

For Edmonton buyers, this means understanding borrowing capacity is more critical than ever, especially as the local housing market continues to see demand for both affordable and luxury homes.

CMHC’s New Infill Development Rules for Multi-Family Homes

The CMHC has updated its guidelines to encourage urban densification and affordable housing development. These changes focus on infill developments in multi-family housing, which are crucial for Edmonton’s growing population and urban sprawl challenges.

Key Points of the New Infill Guidelines:

  1. Increased Loan Limits: CMHC now offers higher loan-to-value ratios for developers building multi-family homes, making it easier to finance these projects.

  2. Simplified Approval Process: Developers can navigate red tape faster, reducing costs and timelines for building affordable multi-family units.

  3. Sustainability Focus: New rules incentivize energy-efficient and sustainable building designs, aligning with Edmonton’s green initiatives.

These updates aim to boost housing supply, particularly in urban cores, offering more options for families, professionals, and investors interested in Edmonton’s infill properties.

What This Means for Edmonton’s Real Estate Market

For buyers, these changes may require adjusting expectations regarding mortgage affordability and property types. Multi-family homes, especially in infill developments, present an attractive option for those priced out of single-family homes.

For sellers, understanding these shifts can help in setting competitive pricing and marketing properties effectively to meet new buyer needs.

For investors, the updated CMHC infill rules open opportunities in Edmonton’s urban neighborhoods. Investing in multi-family developments could yield strong returns while meeting the demand for affordable housing.

Description:

"Explore the impact of new mortgage rules and CMHC infill guidelines on Edmonton’s real estate market. Learn how stricter lending rules and multi-family housing incentives affect buyers, sellers, and investors navigating Alberta’s housing market."

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📞 Call/Text: 780-953-0723
🌐 Websites: realtyedmonton.ca | nooranrealty.com
📍 Office Address: Re/Max Elite Windermere, 5083 Windermere Boulevard SW #302, Edmonton, AB T6W 0J5
Client Reviews: Google Reviews | RankMyAgent Reviews
Nooran Ostadeian | RE/MAX Elite – Your trusted expert in Edmonton real estate.

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What Happens When Conditions Expire in a Real Estate Contract?

Failure to Waive Conditions and Re-Contracting: Navigating Alberta’s Real Estate Market in 2024

In Canada’s ever-evolving real estate market, especially in Alberta, it’s crucial to stay informed about the latest trends and practices to avoid legal complications in real estate transactions. One of the critical aspects is understanding what happens when a buyer fails to waive conditions by the agreed-upon deadline.

What Happens When Conditions Are Not Waived?

Most purchase contracts include conditions such as financing, property inspection, or the sale of the buyer’s existing home. These conditions must be waived or satisfied by a specified date for the deal to proceed. When a buyer fails to waive a condition, the contract becomes null and void.

But what if both parties still want to make the deal work? Some might assume they can simply adjust the dates on the original contract to extend the deadline. However, this is legally incorrect. Once the condition date passes, the contract ceases to exist and cannot be amended.

Steps to Take if the Deadline Passes

If a condition expiry date passes without resolution:

  1. The contract becomes void: Neither party is obligated to proceed.

  2. Draft a new contract: If both parties wish to continue, a new purchase agreement must be created and signed.

  3. Sign a mutual release: This is best practice to avoid misunderstandings or disputes, especially if one party mistakenly believes the deal is still active.

Attempting to proceed with a voided contract could result in legal complications, undermining trust and potentially leading to disputes later.

When Can You Amend Contracts?

You can amend a purchase contract to extend a condition removal deadline only if both parties agree to the amendment before the original deadline passes. This must be documented in writing.

Real estate professionals in Alberta must ensure their clients understand the importance of meeting condition deadlines or proactively discussing extensions before expiry.

Trends in Alberta’s Real Estate Market

In Alberta’s current real estate market, driven by competitive conditions, buyers and sellers are encountering tight timelines for meeting contract conditions. With rising interest in Edmonton and Calgary real estate, especially among first-time buyers and investors, understanding the nuances of conditions and contracts has become more critical than ever.

Key Trends in Alberta’s Market:

  • Fast-Paced Transactions: Condition deadlines are often tight due to competitive offers.

  • Financing Challenges: Rising interest rates are making financing conditions harder to meet.

  • Increased Legal Awareness: Buyers and sellers are more cautious about adhering to contract rules to avoid disputes.

Best Practices for Real Estate Professionals

  • Communicate Clearly: Ensure your clients understand the importance of condition deadlines and their implications.

  • Act Proactively: If a client anticipates difficulty meeting a condition, initiate discussions about extending deadlines early.

  • Provide Timely Advice: Guide your clients on drafting a new contract if the original one becomes void.

In Alberta’s real estate market, failing to meet condition deadlines can be costly for buyers, sellers, and REALTORS®. Being proactive, clear, and timely is essential for avoiding legal pitfalls and ensuring smooth transactions.

📞 Call/Text: 780-953-0723
🌐 Website: realtyedmonton.ca
Nooran Ostadeian | RE/MAX Elite – Your trusted REALTOR® for navigating Alberta’s real estate market with confidence and expertise.

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 Tags: RECAreal estate council of albertaalbertapractice tipreal estate actre-contractingconditionscondition datescondition expirywaiving conditionscontract lawoffer to purchase

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Protect Your Property: Everything You Need to Know About Title Insurance!

Understanding Title Insurance and RPRs: What You Need to Know

When buying or selling a home in Edmonton, title insurance is becoming increasingly common. Whether required by lenders or offered by sellers in place of a Real Property Report (RPR) and compliance, understanding its role is essential in any real estate transaction. So, what is title insurance, and what does it do for Edmonton homeowners and buyers?

What is Title Insurance?

Title insurance is a one-time policy purchased by the buyer, typically costing around $250. This policy protects homeowners against potential title-related risks for as long as they own the property. While it’s a critical tool in real estate transactions, it’s important to understand that title insurance supplements—but does not replace—an RPR and compliance.

Key Benefits of Title Insurance

  1. Protection Against Unknown Title Registrations
    Title insurance safeguards homeowners against unknown or unresolved claims on the property’s title, such as liens or judgments, that might not be identified during the purchasing process.

  2. Fraud Protection
    Title insurance protects property owners from fraudulent claims or transactions involving their home’s title, giving peace of mind in an era of increasing real estate fraud.

  3. Coverage During Land Title Delays
    With current Land Titles registration delays ranging from 8–12 weeks, title insurance provides interim coverage for any registrations or claims that might surface during this period.

  4. Permit and Encroachment Coverage
    Issues with building permits or encroachments on neighboring properties can cause significant headaches. Title insurance offers coverage to address these concerns if they arise unexpectedly.

Title Insurance vs. RPR and Compliance

While title insurance is valuable for covering unforeseen risks, it is not a substitute for a Real Property Report (RPR) and compliance. An RPR provides detailed information about property boundaries, structures, and municipal compliance, offering clarity that title insurance cannot replace.

Why Title Insurance is Gaining Popularity in Edmonton Real Estate

In Edmonton's fast-paced real estate market, title insurance provides an additional layer of security for buyers and sellers. As a top REALTOR® in Edmonton, I guide clients through the complexities of title insurance, RPRs, and compliance to ensure smooth transactions.

Whether you’re buying or selling a home in Edmonton, understanding the role of title insurance and how it complements other documents like an RPR is key to making informed decisions.

📞 Call/Text: 780-953-0723
🌐 Website: realtyedmonton.ca
Nooran Ostadeian | RE/MAX Elite – Trusted Edmonton REALTOR® specializing in real estate expertise and protection for buyers and sellers.

Client Reviews: Google Reviews | RankMyAgent Reviews

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Data last updated on August 4, 2025 at 03:30 AM (UTC).
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